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A Deferred Annuity is most appropriate for you, if you want to:

  • Save for your future retirement
  • Not touch the principal and interest until the age of 59 ½ 
  • Find an investment that will earn tax- deferred interest for many years
  • Go beyond already contributing the maximum deductible amount to your IRA or 401K

An Immediate Annuity is most appropriate for you, if you want to:

  • Begin drawing an income from a lump some of money that you presently have.
  • Derive an immediate return from your investment.
  • Receive a steady monthly check for the rest of your life.
  • Retire in the very near future.

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